



The anti-
credit card.
There's a tax on your team you don't see on payroll.
High-interest credit cards have turned everyday spending into long-term debt — groceries, prescriptions, car repairs, all of it compounding quietly against your employees' paychecks.
That adds up to over $1,500 a year — per employee — in interest alone.
What if that cost just disappeared?
Lucy.
The only benefit your team will actually use.


One card for everything that matters.
Groceries. Car repairs. Prescriptions. Childcare. Vet bills. Lucy covers your whole life — not just the emergencies. No interest. No fees. Paid back automatically through your paycheck.
Employers are never liable for employee purchases.
Paid back on your schedule.
Every purchase automatically splits into small payroll deductions. You pick the timeline. Lucy handles the rest. No bills to remember. No due dates to miss.
Lucy watches your back.
Every purchase is checked against your real paycheck capacity. No overdrafts. No debt spirals. No surprises. And every dollar you spend, earns cash back into an emergency savings account.
Your paycheck, working harder.
Zero interest. Zero fees. Paid back automatically. 1% cash back on every purchase — straight to savings. The card your company gives you — because you deserve better than credit card debt.
No credit check required. Available through your employer.




End-to-End Encryption
TLS 1.2 in transit. AES-256 at rest. Your data is protected at every stage.

Access Controls
Role-based access controls ensure only authorized personnel see your data.

SOC 2 Type II Certified
Audited infrastructure you don't have to think about.

Vendor Security
Every vendor and API integration passes independent security review.